With over 20 years’ experience in banking across lending, investment analysis, counterparty risk, and large-scale change programmes, I’ve built my career by getting deep under the bonnet of businesses — uncovering what really makes them tick, what holds them back, and what it takes to fix them.

While I hold a Commerce degree (majoring in Management) and a Master’s in Finance, my most valuable lessons have come from sitting across the table from business owners as a lender, and from the hard-earned experience of building my own company. Negotiating with suppliers, managing cash flow, and making tough calls with imperfect information taught me realities that no textbook or corporate role ever could.

I founded Centra because I love solving problems and I’m good at it. Time and again, I saw capable small businesses with real potential being held back by financial blind spots and operational inefficiencies. While many advisors simply tell you what’s wrong, we dive in and help you fix it.

And when I take on a client, I’m fully committed to delivering real solutions and not just another report that ends up gathering dust.

Outside of work, you might find me on the golf course, in the gym, or enduring yet another season of supporting Tottenham Hotspur.

Simon